![]() You can learn more about credit and how to make healthy financial choices using Chase Credit Journey ®. Rejection doesn't feel great, regardless of the reason, but it presents some opportunities. What can I do if an issuer rejects my credit card application? Your application could be approved for one card in minutes, but you might wait much longer for a decision on another credit card application. However, each card issuer has different approval criteria for its cards, and often for each of the cards it offers. ![]() The approval criteria variesĪ good credit history often means you're likely to be approved for a credit card. If this information is incomplete or not included, an application could take more than a few minutes to approve.
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